Health insurance for individuals & families
Find insurance coverage for you and your family before age 65
If you're looking for individual or family health insurance prior to age 65, you'll find UnitedHealthcare offers many choices to fit your needs. You can also find additional insurance products to round out your coverage.
Haven't signed up for a 2021 ACA plan yet?
Enrollment is open for Exchange plans through May 15, 2021
Let us help you get covered. Find affordable, reliable coverage options in your area at UnitedHealthcare Exchange plans or call 1-800-806-0451 TTY 711.
If you're looking for Affordable Care Act (ACA) plans in New York or Massachusetts, visit Healthcare.gov or call 1-844-joinUHC to learn about plans available near you.
Additional UnitedHealthcare insurance plans for individuals and families
| Plan type | What it covers |
|---|---|
| Accident insurance | Insurance coverage and benefits that help with expenses in the case of an accidental injury. |
| Hospitalization insurance | Plans that help with the costs of hospitalization by paying a fixed amount per day for hospital stays. |
| Term life insurance | Insurance that helps prepare your family financially by paying a cash benefit in the event of your death. |
| Insurance bundles | Insurance bundles that let you personalize your coverage by purchasing two or more plans together, such as vision and dental insurance, short term coverage and dental insurance and more. |
| Medicaid | Low cost or no cost health insurance coverage that is managed by each state. Eligibility requirements can change from state to state. Your state may even have its own name for its Medicaid program. |
| Medicare | Plans for people 65 or older or those who may qualify because of a disability or special condition. |
| Dual Special Needs Plans (DSNP) | Insurance coverage for people who qualify for both Medicaid and Medicare. Most dual plans give you more benefits than you get with Original Medicare. |
| Children’s Health Insurance Program (CHIP) | Low-cost or no-cost coverage for infants, children and teens. Designed to help children get the care they need as they develop. |
| International travel insurance | Coverage that offers protection if unexpected events happen while traveling, including medical emergencies or illnesses, lost passports, lost baggage, travel assistance and more. |
| Student health insurance | Coverage for students while they’re in school, including plans with lower deductibles, comprehensive benefits and access to a wide provider network. |
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